So much has changed over the past ten years that many of the plans we made just don’t look the same as they once did. The reason is that we are all making financial decision independently and people don’t realize how these decisions might impact one another negatively. Making decisions in this manner results in the juncture. Your rules over here, stocks over there, pension plans somewhere else. It becomes unorganized, uncoordinated, out-of-date, inefficient, difficult to review and eventually will result in lost opportunities.
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